
John Winchcombe
Currency & Payment Consultant
Reconnaissance International
Biography
Lead consultant for Reconnaissance on CBDCs writing extensively and regularly about them both considering both technical and policy options. Editor of Cash & Payment News looking at payment developments and their impact on cash. Consultant advising on projects such as the impact of changing cash usage.
About the company
Reconnaissance publishes newsletters and reports, organises conferences and webinars and offers consulting services. Its publications relevant to central banks cover the technical through to policy of all elements of cash, physical and digital, and payments with strong forward looking content. Currency News is a media partner of the CBDC conference.
Presentation
Retail CBDCs are moving from experimentation towards real-world implementation—but widespread adoption is far from guaranteed. This panel explores the key challenges, but also what it takes to build public trust, create compelling use cases and encourage uptake among consumers and merchants, while ensuring accessibility, privacy and seamless integration with existing payment systems.

